Things are still getting worse for BlackBerry

Things are still getting worse for BlackBerry:

As part of the restructuring deal that will eliminate 40% of its workforce, BlackBerry will take at least $300M in additional charges. BlackBerry initially projected that number would be $100M, but now it appears it will be closer to $400M. The company still had success in emerging markets as recently as last year, and released its newest smartphone in Malaysia first then the U.K. and Middle East about two weeks ago. It appears sales of this newest phone are not going well. I once called BlackBerry toxic, and it appears that has been an accurate assessment. Fortunately, it looks like BlackBerry is going to be purchased by Fairfax Financial.  

 

Microsoft investors trying to bar Gates from chairman post:

Microsoft investors trying to bar Gates from chairman post:

Three top Microsoft shareholders are trying to remove Bill Gates as Chairman saying he’s preventing necessary strategy changes to the company he founded. The company is currently looking for a new CEO, and the investors are saying Gates’ presence is making finding a successor for Steve Ballmer difficult, and the success of a potential replacement unrealistic. Gates still owns 4.5% of Microsoft worth $277B, which is enough to be the largest shareholder. Gates recently denied returning to the company as CEO, saying his philanthropic duties require most of his time. However, it seems he is not quite ready to give up his chairmanship of the company he founded.

 

Affordable Care Act Exchanges Open Today

Affordable Care Act Exchanges Set to Open Today:

Health-insurance exchanges are set to open today for people to buy plans under the new provisions of Obamacare. This is happening despite the government shutdown that will furlough up to 800,000 government employees. Yesterday Obama said, “The Affordable Care Act is moving forward. That funding is already in place. You can't shut it down.”

This is a key milestone for Obama’s signature law that aims to subsidize healthcare for millions of uninsured Americans. The marketplaces or exchanges allow consumers to select from a variety of health insurance packages with broad coverage or pay a fine to be uninsured. The average cost of insurance will be $328. The success of the ACA depends on people, especially those who are young and healthy, not simply paying the fine to forego having health insurance. Those in good health will pay a disproportionately higher price for insurance relative to the services they are expected to receive so that health care is more affordable for all consumers. In good conscience, I couldn’t advise anyone, regardless of how healthy they are, to go without health insurance.

Getting health insurance coverage for more of the population is truly a great benefit to society, which is the spirit of The Affordable Care Act. Theoretically, more people being insured will lead to more regular visits to the doctor. More visits to the doctor is expected to result in fewer incidents of major disease with expensive treatments and costly emergency trips to the hospital. Morality and benevolence aside, there is a very positive economic impact of having more people covered by health insurance. I’m not thrilled with some of the ways this essential objective is being reached, but I don’t have a better solution today, and quite frankly, I don’t think anybody else does either. Go out and shop for the best deal for you.

 

What to Expect During The Government Shutdown

What to Expect During the Government Shutdown:

As you will know by now, last night Congress failed to come to an agreement on how to fund government operations and allowed the government to shutdown. (For that story, follow this link.) Here is a quick overview of how that will affect you and the population at large.

Transportation:

  • Air traffic controllers will remain on the schedule to keep planes flying safely.
  • The Amtrak train system will also continue operations as usual.
  • Travelers will still be able to apply for passports, however expect delays in having them processed and do not attempt to get one at a shut down government building.
  • I would recommend trying the post office if you need one quickly.

Services Being Halted:

  • Applications for small business loans will not be processed
  • Civil litigations
  • Census data collection
  • Government funded medical research
  • Gun permit applications will be delayed or not processed
  • The IRS will cancel audit appointments (Okay, this one isn’t so bad)
  • All offshore renewable energy and oil drilling will be suspended
  • Department of Education loans and grants may be delayed
  • The NLRB will delay work on cases until after the shutdown
  • The E-Verify system to determine employment eligibility will not function during the shutdown.

National Security:

  • These functions including Military, boarder security, coastal protection, law enforcement, criminal investigations, counter-terrorism, and federal prisons are exempt from the shutdown. The FBI, DEA, Secret Service, U.S. Marshals, and TSA will all continue to function as normal.

Other Services

  • The Postal Service will operate as usual.
  • Social Security, Medicare, and Medicaid payments will all continue as usual.
  • The FDA will continue inspections of food.
  • The CDC will STOP disease surveillance, which is slightly nerve wrecking as flu season is right around the corner.
  • Obamacare (The Affordable Care Act) WILL continue to be funded.

These are only the highlights, for the full details check out this link from the Wall Street Journal.  

 

Government Shuts Down as Congress Misses Deadline:

 Government Shuts Down as Congress Misses Deadline:

If you failed to do your job and 800,000 people were subsequently furloughed without pay, you would be fired and possibly criminally prosecuted. However for the 112th United States Congress, this is a normal Tuesday. Democrats and Republicans failed to come to an agreement last night to fund the government and allowed it to shut down. Meetings between Senate Democrats and House Republicans over the terms of a short-term spending bill went south late Monday with funding of the Affordable Care Act (Obamacare) being the primary source of discord. A group of vocal conservative Republicans in the House attempted to pass a series of bills that would delay the start of the ACA or defund it all together. Senate Democrats expectedly rejected those provisions. While both sides are being negligent and asinine, polls show Republicans are going to take the greater political hit as a result of today’s shutdown.

The order came just before midnight to suspend non-essential government activities. Departments that remain open include police, defense, air traffic control, and the postal service. While a government shutdown is never a good thing, the more pressing debate over whether to raise the debt ceiling enabling the U.S. to pay its bills is a few short weeks away. The consequences of not raising the debt ceiling are so catastrophic it would be almost unthinkable not to raise it, however the level of futility in congress is also unthinkable so I’m uneasy.

Financial markets are largely unmoved this morning as the U.S. government shutdown begins.

For a full description of what to expect during the government shutdown, including what offices and services will be closed and those that will continue to function, follow this link. 

The Role of Innovation in Organizations

 This is the first of a three part series on innovation. This series will discuss the importance of innovation, how it’s realized in organizations, and how organizations compensate for a lack of innovation. The second post, which will be released Wednesday, is written by Lawyer, NFL Agent, former collegiate athlete, and good friend of mine, Andrew Schmidt. It details the history of innovation at Apple and the influence of Steve Jobs. Be sure to check it out.

“The desktop computer industry is dead. Microsoft dominates with very little innovation. That’s over. Apple lost. The desktop market has entered the dark ages, and it’s going to be in the dark ages for the next 10 years, or certainly for the rest of this decade.” -Steve Jobs, February 1996.

Before entering the video game market in the 1970s, Nintendo was a company that made playing cards. Tiffany’s sold stationary before becoming an iconic retailer of fine jewelry. Before engineering the photocopy machine, Xerox sold photography paper. LG was first an industrial chemical company, and then it sold hygiene and cosmetic products, before becoming a premier electronics retailer. The Gap was founded in 1969 as a record store, before realizing its future was in blue jeans.

Kodak was a giant of a company with 89% of the market share of photographic film sales, but the company miraculously missed the transition to digital photography despite having invented the core technology for it. Kodak filed for bankruptcy in 2012.

In 1999, Napster became the first prominent peer-to-peer file sharing Internet service, but couldn’t create a sustainable business model and became defunct in 2001.

Woolworth’s was one of the most successful and largest retail companies in history and is credited with developing the modern retail business model. Founded in 1878, it enjoyed wild success until increased competition led to its decline in the 1980s and eventual failure in 1997.

Most recently, BlackBerry has been in the news for its impending failure (See this post for details and this post on the company’s proposed sale). BlackBerry’s failure is analogous to Blockbuster Video’s with both being put out of business largely by tech companies (Apple/Google and Netflix/Redbox respectively) with new and consumer friendly products. The two once proud companies both met their demise abruptly, but not without warning.

Why is it that some companies endure over time and others fail seemingly overnight? Research and history show the answer is Innovation.

Organizations compete in an environment with rapidly changing technology, low cost competition, expanding markets, and changing customer demands. Organizations must constantly create unique value for their customers through innovations in products, services, and processes. Innovation is the way companies profit and endure. Innovation is both a process and an outcome.

Innovation is the development and exploitation of novel ideas that add value to an organization. These ideas can include renewing and improving products and services or developing new to world or new to market products, processes, or services.

Innovations can fall into two categories. Radical innovation involves creating products or business models with unprecedented features that offer significant improvements in performance or cost that transform existing markets or create new ones. Incremental innovations are minor improvements or adjustments in current technology. Radical innovations are more risky, but their success is what keeps companies alive. Incremental innovations are important too, but they are more likely to maintain existing business than drive profitable growth.

The best predictor of whether a company will innovate or not is its culture. An innovative culture includes a shared vision, a passion for learning, support for experimentation, and tolerance of risk taking. A company’s culture needs to be aligned with a mission and strategy that feature supplying human and financial capital for research and development initiatives.

As more money is spent on research and development, the likelihood of innovative success increases. That makes logical sense, however adding additional people focused on innovation along with increased R&D spending maximizes the likelihood of innovative success. Steve Jobs was a leader that was able to instill an innovative culture and allocate resources effectively for innovation. He once said, “Innovation has nothing to do with how many R&D dollars you have. When Apple came up with the Mac, IBM was spending at least 100 times more on R&D. It’s not about money. It’s about the people you have, how you’re led, and how much you get it.”  Jobs got it and set his company up for success.

With the recent release of iOS 7 (see my first thoughts here), it feels like Apple has lost its innovative mojo. Apple is known for radical innovations that shock and radically change the world. The Mac, iPod, iTunes, and iPhone all had that effect. Since the iPhone was introduced in 2007, we’ve seen incremental innovations to those products, but it’s been six years since Apple has truly produced something new and remarkable. Where is the breakdown in the chain?

The second part in the series on innovation can be found here. It looks at the history of innovation at Apple and the role Steve Jobs played. It’s brilliantly written, informative, and funny. I think you’ll enjoy it.

 

The Weekend Hangover

The Weekend Hangover: Some interesting articles for you to catch up on.

The Five Types of Friends Every Man Needs:

1.     The Mentor – The one to offer wisdom or constructive criticism. 

2.     The Wingman – For a single guy, this guy is probably the most important on this list.

3.     The Handyman – You break it, he fixes it. You can also borrow his truck.

4.     The Fitness Buff – He’s the one to help get and keep you in shape.

5.     The Convivial Colleague – One of the best predictors of satisfaction at work is if you have a good friend there. You pend more than 40 hours a week there, having a friend there helps.

How a Suit Should Fit – Because this is simple information you need to know.

From the APA, when to use “that” and when to use “which” – Use that to introduce a clause that is essential to the meaning of the sentence. Use which to introduce a clause that merely adds more information to the sentence.

Why Young People Were Hit Harder by the Recession: Simple answer is the higher proportion of mortgage debt held by younger people who haven’t had time to pay it down yet.

A Great Employment Law Podcast on Social Media in the Workplace

The 10 Best Workout Songs of the Decade:

Six Ways to Stop Excessive Sweating: Some are a little bizarre and extreme

Titles of Laws as Propaganda: Given the poll that came out this week showing 46% of Americans oppose Obamacare, but only 37% oppose the affordable care act this is a very relevant post from a while back.  Unfortunately that poll shows I need to say this; Obamacare and The Affordable Care Act are the same thing.

Goal of Craft Beer: Be less filling; taste great. Sounds like a domestic light beer slogan.

I think this record may be broken in the next couple months so I want to remind you that Congress Set a Record For Being Hated in July

Tom Brady is a pretty good actor, especially in Funny or Die videos: Although, this one wasn’t his best. His best friend just makes things very awkward.

Putting Mirrors in Grocery Stores Leads People to Buy More Produce: Making people look at themselves primes their physical appearance and wellbeing and leads them to make healthier choices while grocery shopping.

Your Boss Spies on You and Is Not Going to Stop

Maslow’s Hierarchy of Needs: 70 years in the workplace

The World Cup (Soccer not Quidditch) is a risk factor for domestic violence

The Benefits of False Memories:

20% of User Reviews on Yelp Are Fake

 

Krispy Kreme to Expand Into Russia and Columbia:

The Light Is On In Columbia:

Doughnut maker Krispy Kreme is expanding its operations into Russia and Columbia. It is entering these foreign markets through partnerships with other restaurant ventures. There are twenty five shops planned in three cities over the next five years. Columbia is a growing economy the doughnut maker is looking to fatten even more. Krispy Kreme currently has about 800 locations around the world, but this will be its first expansion into South America.

 

It Costs $199 to Make An iPhone 5s:

The actual cost to make an iPhone 5s is $199

The iPhone 5s includes a couple new features, the most heralded of which is the fingerprint scanner which took a hacker less than 48 hours to bypass. Based on an HIS review, the components that make up the 16gig iPhone 5s cost precisely $190.70 and manufacturing costs $8 bringing the total to $198.70. Compare that to the cost to make the iPhone 5 ($197) and the starting price of the iPhone 5s ($549). The cheaper iPhone 5c only costs $173.45 to make, which is essentially the iPhone 5 wrapped in plastic. 

Hertz To Add the Tesla Model S to Rental Fleet

Hertz To Upgrade Rental Fleet With Tesla Model S:

There’s a new car in the luxury rental aisle. Hertz is adding the Tesla Model S sport sedan to their high end rental fleets in Los Angeles and San Francisco. The Model S will sit along side Ferraris and Lamborginis in the luxury section. Hertz is the world’s largest general use airport car rental brand and it is bolstering its name by adding the most popular name in the automotive world to its lot. The available cars will have a 265 mile range on one charge. The all electric, zero emissions car can go from 0-60 in 4.2 seconds is the world’s first premium sedan built from the ground up as an electric vehicle. The Model S was named Motor Trend’s 2013 Car of the Year and received Consumer Reports highest score ever given to any car to go along with its NHTSA 5 star safety rating. Long story short, I want this car and you should too. Anyone game for a trip to SoCal?